Terms of Use

Last Updated: September 19, 2026

These Terms of Use govern access to and use of the Huestone Advisory website and any content, tools, resources, questionnaires, calculators, applications, or other features made available through it.

By accessing or using this website, you acknowledge and agree to these Terms of Use. If you do not agree to these terms, you should discontinue use of the website.

Informational and Educational Content

Unless expressly provided as part of an established professional engagement, information made available through this website is provided for general informational and educational purposes.

Website content should not be interpreted as individualized financial, investment, securities, insurance, tax, accounting, or legal advice.

Financial decisions should be evaluated in light of your individual circumstances, objectives, needs, and applicable professional guidance.

No Professional Relationship Created by Website Use

Accessing this website, communicating with Huestone Advisory through the website, scheduling a meeting, submitting information, or completing a questionnaire, Financial Snapshot, Fact Finder, calculator, or other website resource does not, by itself, establish a client, investment advisory, fiduciary, insurance, or other professional relationship.

A professional relationship is established only upon acceptance by Huestone Advisory and completion of the agreements or other documentation applicable to the services being provided.

Scope and Availability of Services

The description or discussion of any service, strategy, product, financial concept, or area of planning on this website does not constitute an offer or obligation by Huestone Advisory to provide that service to any person or entity.

Huestone Advisory reserves the right, in its sole discretion and subject to applicable law, licensing, registration, and professional requirements, to determine the nature and scope of services it will provide or decline to provide in connection with any prospective or existing engagement.

Services requiring particular licenses, registrations, professional qualifications, agreements, or regulatory disclosures will be provided only when the applicable requirements have been satisfied.

No service shall be deemed included within a professional engagement unless expressly agreed upon in the documentation governing that engagement.

Investment and Securities Information

Information concerning investments, securities, markets, investment strategies, or related financial concepts may be provided for general informational and educational purposes.

Investment advisory services, securities recommendations, or other regulated investment-related services, when offered, are provided only in accordance with applicable licensing, registration, disclosure, and regulatory requirements and pursuant to the agreements governing those services.

Nothing contained in general website content should be interpreted as an offer, solicitation, or individualized recommendation to purchase or sell any security.

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.

Insurance Information

Information concerning insurance and risk management may be provided for informational and educational purposes.

Insurance products and services, when offered, are subject to applicable licensing requirements, underwriting, policy terms, exclusions, limitations, availability, and the claims-paying ability of the issuing insurance company.

No insurance coverage is created, modified, or bound through general use of this website unless expressly provided through an authorized process.

Website Tools and Resources

Huestone Advisory may provide questionnaires, Financial Snapshots, Fact Finders, calculators, assessments, illustrations, educational resources, and other interactive tools.

Results generated through these resources depend upon information supplied by the user, assumptions incorporated into the tool, and the scope and purpose for which the resource was designed.

Unless expressly stated otherwise, these resources are intended to facilitate understanding, discussion, and decision-making and do not constitute a comprehensive financial plan, individualized investment recommendation, guarantee, or prediction of future results.

Actual circumstances and results may differ materially from estimates, illustrations, assumptions, or other information generated through these resources.

Accuracy and Availability

Huestone Advisory makes reasonable efforts to provide information believed to be accurate and current. However, we do not warrant that all website information will at all times be complete, accurate, current, or appropriate for every circumstance.

Financial laws, regulations, tax rules, economic conditions, products, services, and other information may change.

Huestone Advisory reserves the right to modify, suspend, discontinue, restrict, or remove website content, functionality, tools, or services at any time, subject to applicable law.

User Responsibilities

You are responsible for the accuracy and completeness of information you voluntarily provide through this website.

You agree not to use this website:

For unlawful, fraudulent, or deceptive purposes;
To interfere with the operation, availability, or security of the website;
To attempt unauthorized access to systems, accounts, information, or data;
To introduce malicious software, code, or other harmful material;
To impersonate another person or misrepresent your identity or authority;
To obtain or collect information concerning others without authorization;
To infringe upon intellectual property, privacy, or other legal rights; or
In any manner prohibited by applicable law.

Intellectual Property

Unless otherwise indicated, content and materials made available through this website—including text, graphics, designs, illustrations, questionnaires, frameworks, methodologies, tools, processes, logos, trademarks, branding, and other original materials—are owned by or licensed to Huestone Advisory and are protected by applicable intellectual property laws.

Website materials may be accessed and used for personal, noncommercial purposes unless otherwise expressly authorized.

No website material may be reproduced, modified, republished, distributed, sold, licensed, publicly displayed, commercially exploited, or used to create derivative commercial materials without prior written authorization from Huestone Advisory, except as otherwise permitted by applicable law.

Third-Party Professionals, Websites, and Services

Huestone Advisory may provide links, integrations, introductions, or information concerning third-party professionals, firms, websites, platforms, products, or services.

Unless expressly stated otherwise, the inclusion of a third party does not constitute a guarantee, warranty, or representation regarding that party’s services, qualifications, performance, or suitability.

Independent third parties are responsible for their own services, conduct, terms, privacy practices, and regulatory obligations.

Your relationship with a third party is governed by the agreements and policies applicable to that relationship.

Privacy

Personal information collected through this website is handled in accordance with the Huestone Advisory Privacy Policy and applicable law.

Disclaimer of Warranties

To the fullest extent permitted by applicable law, this website and its general content, tools, and resources are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

Huestone Advisory does not warrant that this website will be continuously available, uninterrupted, error-free, completely secure, or free from harmful components.

Nothing in this provision modifies any obligation Huestone Advisory may have under an applicable professional agreement or any duty that cannot lawfully be waived.

Limitation of Liability

To the fullest extent permitted by applicable law, Huestone Advisory and its owners, employees, representatives, and service providers shall not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to general use of, inability to use, or reliance upon this website, its general content, tools, resources, or third-party links.

Nothing in these Terms of Use is intended to waive, limit, or disclaim any fiduciary duty, regulatory obligation, professional responsibility, or other liability that cannot lawfully be waived, limited, or disclaimed.

Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify and hold harmless Huestone Advisory and its owners, employees, and representatives from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful use of this website, violation of these Terms of Use, or infringement of another person’s rights.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-laws principles, except to the extent superseded by applicable federal law.

Changes to These Terms

Huestone Advisory may amend these Terms of Use from time to time to reflect changes in our website, services, business practices, or applicable requirements.

The current Terms of Use will be posted on this website with the date it was last updated.

Continued use of the website following the posting of revised Terms constitutes acceptance of the revised Terms.

Contact Us

Questions regarding these Terms of Use may be directed to Huestone Advisory using the contact information provided on our website.